Make a Payment
We make it easy to make a payment. You can make a payment online, via phone or U.S. mail.
Online
Log into your My Universal (link to My Universal) account. Submit payment using an electronic check or credit card. You can check your balances and payment schedules here, too.
Phone
Call us at (866) 458-4262 to make a payment via phone for Home, Renters, Condominium, Dwelling Fire or Commercial policies. Flood payments can be made by calling (877) 826-6924.
Mail your payment (check or money order) to the correct address below.
Universal North America Insurance Company policies:
Universal North America
P.O. Box 844758
Dallas, Texas 75284-4758
Overnight Payment
Bank of America Lockbox Services
Universal North America – 844758
1950 N. Stemmons Freeway
Dallas, Texas 75207
Universal Insurance Company of North America policies:
Universal North America
P.O. Box 844773
Dallas, Texas 75284-4773
Overnight Payment
Bank of America Lockbox Services
Universal North America – 844773
1950 N. Stemmons Freeway
Dallas, Texas 75207
Flood policies:
Florida
Universal North America
P.O. Box 902010
Denver, Colorado 80291-2010
Other States
Universal North America
P.O. Box 912017
Denver, Colorado 80291-2017