Rock-Solid Financial Ratings

Universal North America holds excellent financial ratings from leading agencies, including A.M. Best, the industry’s oldest and most prestigious rater. A.M. Best has reaffirmed Universal North America Insurance Company’s rating of A- (Excellent). Universal Insurance Company of North America maintains a Demotech Rating of A, Exceptional.

A History of Stability

Universal North America’s parent company, Universal Group, Inc., has a long tradition of excellence and stability. With more than 35 years of personal lines experience, Universal Group has an A (Excellent) Financial Stability Rating from A.M. Best.

Solid Reinsurance

Universal North America purchases reinsurance well beyond required limits, preparing for worst-case scenarios, including multiple events in any given year. By spreading exposure among highly rated, highly capitalized reinsurers globally, we ensure that claims are paid — even in the worst situations.