Universal North America’s Homeowner’s policy provides strong coverage, including:

Dwelling
Covers damage to your home’s physical structure up to policy limits plus attached structures like swimming pools and screened pool enclosures.

Structures
Covers detached structures like fences, tool sheds or gazebos.

Personal Belongings
Includes items such as clothing, furniture and appliances.

Personal Liability
In case the homeowner is legally responsible when someone is injured or their property is damaged.

Medical Payments
Medical expenses for anyone outside the household who is injured while visiting.

Additional Living Expenses
If a covered claim prevents an individual or family from living in their home.

Additional Coverage Options
Available for valuables such as jewelry, furs and heirlooms which may not be adequately covered under standard policies.